Term life insurance is a straightforward and affordable way to provide financial protection for a specific period. With this type of policy, you choose a coverage term, such as 10, 20, or 30 years.
During this time, if the policyholder passes away, the beneficiaries receive the predetermined death benefit. Term life insurance is like renting protection for a set period; once the term expires, coverage ends.
It's an excellent choice for individuals seeking cost-effective coverage to support their family's financial needs, such as mortgage payments, education costs, and daily living expenses. Our term life insurance plans offer flexibility and simplicity, ensuring that your loved ones are financially secure during the chosen coverage period.
Term life insurance is a straightforward and affordable way to provide financial protection for a specific period. With this type of policy, you choose a coverage term, such as 10, 20, or 30 years.
During this time, if the policyholder passes away, the beneficiaries receive the predetermined death benefit. Term life insurance is like renting protection for a set period; once the term expires, coverage ends.
It's an excellent choice for individuals seeking cost-effective coverage to support their family's financial needs, such as mortgage payments, education costs, and daily living expenses. Our term life insurance plans offer flexibility and simplicity, ensuring that your loved ones are financially secure during the chosen coverage period.
10, 15, 20, and 30-year terms.
$20,000 to $2 Million
18 - 65
People who want quick and affordable coverage and aren't focused on cash value savings.
Guaranteed level premiums
Guaranteed renewable, which means you have the right to renew the policy for a specified period
Return of Premium, where you will receive a refund of all the money you paid in premiums when you outlive the policy
Lifelong protection
$25,000 to $500,000
18 - 65
People who want to have a policy that covers their family's need for life and comes with a cash value savings.
Guaranteed level premiums, which means the rate you get today will never go up (as long as you keep up with payments).
Depending on eligibility and state availability, your death benefit will either kick in immediately or after 2-3 years time to cover deaths from illness, disease, or old age. All accidental deaths are covered immediately.
Access to the death benefit while alive with something called a "Living Benefit" when diagnosed with a chronic, terminal, or critical condition/illness. Up to 90% of death benefit.
I was constantly thinking about getting life insurance so my daughter and son wouldn't be left with a financial burden if something were to happen to me. LaMont and his team educated me on which policy was for me and I got one within my budget. Thank you!
I was having trouble understanding life insurance and what policy was right for me. Aaron broke it down for me in an easy to understand way and I'm glad a made the decision I made. Great service!
I was contemplating my 401K and if it was worth having as well as wondering how I can take care of my kids if something were to happen to me. I'm glad I found the guys at Atlas. They hooked me up with a permanent plan that covers my family and provides savings!
I was constantly thinking about getting life insurance so my daughter and son wouldn't be left with a financial burden if something were to happen to me. LaMont and his team educated me on which policy was for me and I got one within my budget. Thank you!
I was having trouble understanding life insurance and what policy was right for me. Aaron broke it down for me in an easy to understand way and I'm glad a made the decision I made. Great service!
I was contemplating my 401K and if it was worth having as well as wondering how I can take care of my kids if something were to happen to me. I'm glad I found the guys at Atlas. They hooked me up with a permanent plan that covers my family and provides savings!
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